Smaller New York charter schools often get squeezed by the state’s small-group insurance market; fewer carriers, fewer plan options, and premiums that climb faster than the budget can absorb. Our latest white paper, When a PEO Is the Right Fit for a Smaller New York Charter School, breaks down how a Professional Employer Organization can open access to large-group pricing and coverage, plus how to know if the co-employment model is actually the right structural fit for your school. If you’re leading HR or finance at a charter school with fewer than 101 employees, this is worth a read before your next renewal.
What’s inside:
- How New York’s 100-FTE threshold splits the insurance market and why it matters for smaller schools
- How pooling through a PEO can unlock large-group carriers, plans, and pricing
- The administrative and HR support a PEO typically absorbs (payroll, compliance, onboarding, HRIS)
- A side-by-side “strong fit vs. weaker fit” breakdown to help you self-assess
- Five criteria to compare PEO vendors on, beyond just headline rates
Want to know where your school falls on the strong-fit/weaker-fit spectrum? Visit our Charter Schools page to learn more about how MDG works with charter school leaders, or reach out for a complimentary PEO review.


